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Standard policies often exclude concrete-specific risks like chemical exposure and structural failures
High premiums for coverage that doesn't match your actual risk profile
Complex claims process when dealing with concrete-specific damages
Lack of understanding about your unique equipment and processes
Policies designed specifically for concrete repair contractors
Fair pricing based on your actual risk factors
Experts who understand concrete repair claims
Coverage for all your equipment and materials
Specialized insurance solutions designed specifically for the unique risks of concrete repair contractors
Precision Concrete Solutions
"After years of overpaying for generic coverage, Concrete Repair Insurance saved me 30% while actually covering my concrete-specific risks. Their team understands our business better than any other insurer."
Structural Concrete Specialists
"When we had a claim for concrete chemical damage, they processed it quickly and fairly. Other insurers would have denied it, but Concrete Repair Insurance actually covers the risks we face every day."
Concrete repair contractors typically need several types of insurance including:- General Liability Insurance- Workers' Compensation Insurance- Commercial Auto Insurance- Tools and Equipment Insurance- Professional Liability Insurance (for design-build repair projects)- Umbrella/Excess Liability Insurance
Each provides different coverage for the various risks associated with concrete repair work, from property damage to worker injuries and design errors.
Concrete repair insurance is specifically tailored to the unique risks associated with concrete repair operations, including:- Coverage for specialized concrete repair equipment- Protection against failures of repair work- Liability for improperly diagnosed concrete issues- Environmental liability for concrete removal and disposal- Coverage for specialized techniques like epoxy injection, spall repair, and resurfacing
General contractor insurance typically offers broader coverage but may lack these specialized protections critical for concrete repair contractors.
Yes, concrete crack repair presents specific risks that require specialized coverage. Standard policies may not adequately cover:- Damage caused by epoxy or polyurethane injection materials- Claims related to misdiagnosed crack causes- Structural issues that may arise after repairs- Environmental concerns from chemical sealants- Long-term warranty claims on repair work
Our concrete repair insurance specifically addresses these unique risks.
The cost of concrete repair contractor insurance varies based on several factors:- Your company's annual revenue- Number of employees- Types of repair projects you undertake- Specialized equipment value- Geographic location- Claims history- Coverage limits and deductibles
Small concrete repair contractors typically pay $2,500-$6,000 annually for a comprehensive insurance package, while larger operations with extensive projects may pay significantly more.
Yes, our concrete repair insurance includes coverage for damage to existing structures, which is crucial for repair contractors. This includes:- Accidental damage during preparation work- Vibration damage to adjacent structures- Water damage from pressure washing- Property damage from equipment operation- Damage during material removal phases
This coverage is essential since concrete repair frequently involves working on or adjacent to existing structures.
Yes, our insurance specifically covers concrete grinding, polishing, and surface preparation operations, including:- Dust control failures and related claims- Property damage from airborne particles- Respiratory claims from workers or building occupants- Equipment damage or theft- Water damage from wet grinding processes
We understand these specialized operations present unique liability concerns beyond general concrete work.
Yes, our concrete repair insurance includes completed operations coverage that protects against warranty claims. This covers repairs that fail after project completion due to:- Improper surface preparation- Material failures- Incorrect repair methods- Unexpected substrate conditions- Weather-related failures of repairs
This protection continues for a specified period after the repair work is completed.
Our professional liability coverage specifically addresses claims arising from improper diagnosis of concrete issues, including:- Failure to identify underlying causes of concrete deterioration- Recommending inadequate repair methods- Missing structural issues that should have been identified- Errors in concrete testing interpretation- Overlooking reinforcement corrosion
This coverage is essential for contractors who assess concrete damage and recommend repair approaches.
Yes, our policies include environmental liability coverage for concrete demolition and removal, protecting against:- Improper disposal of concrete waste- Silica dust containment failures- Contamination from embedded materials- Runoff from slurry or washout- Release of chemicals from old concrete
This specialized coverage is critical as concrete removal and disposal face increasing environmental scrutiny.
Yes, we offer specialized inland marine insurance that covers:- Mobile concrete mixers and pumps- Concrete scarifiers and grinders- Shot blasting equipment- Specialized injection equipment- Diamond cutting tools- Restoration and refinishing equipment
This coverage protects your valuable equipment both on-site and in transit between job locations.
Complete this form and one of our concrete repair insurance specialists will contact you within 1 business day with a customized quote.
No-obligation quote tailored to your business
Expert advice on concrete-specific coverage
Potential savings of 20-30% over standard policies